Lucky escape - Adrian Flux are known to be not all that good in the event of a claim.

As for 7 insurance, give Dave Spragg at MSM insurance (http://www.msminsurance.co.uk) a call - he'll sort you out with a nice quote.
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Mk2a RioCar 120Gb - now sold to the owner of my old car
Rio Karma - now on ebay...