Hasn't it always been like this? Maybe not $500 (probably not) but I thought I remember some type of cap unless you had a premier account (which gets dinged 3% regardless of the source of funds). I still keep two accounts, one "normal" and one premier.

For people using it for business, this change doesn't make a difference. And I'm sure Paypal wouldn't care either way if they lost a larege percentage of their free (money receiving) users. eBay/PayPal are making ludicrous money right now. An increase of a few cents on some "features" translates to double or triple-digit MILLIONS for the year.

Bruno