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Turns out that I now have about 60k in debt due to things that the insurance company decided they didn't want to cover. (Half my roof was damaged, so they only paid for half a roof. You can't get a roofer to install half a roof, so we had to come up with the difference, for example.) Building costs are close to double to what they had been pre-Katrina, but the insurance company would only pay fair-market value, regardless of what real-market value here was. Bastards.

Jesus. Wow.