FWIW, if you shop at Kroger, it's definitly worth having the card with our without the internet coupon. The card will "save" you quite a bit of money whenever you shop at Kroger (although, I prefer to think of the card as a means to get the actual prices rather than the jacked up prices designed to make you want the card in the first place).
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-Jeff
Rome did not create a great empire by having meetings; they did it by killing all those who opposed them.