It's hard for me to say, but I'm perfectly happy at the lowest Fios speeds of 25Mbps down/up. We're easily able to stream two HD Netflix videos, which is as much as we'd need right now.

Of course, if/when 4K becomes popular, we'll need to bump our speeds back up, but even then 50Mbps should do it for one (maybe two) stream(s).

I wouldn't turn down gigabit if it were offered, but at the moment I'm paying almost a third of what that gigabit service would cost.

And Dan, are you actually considering home phone service?