Also I am surprised at your insurance quote - mine is WAY cheaper than this - try Sunninghill 01276 474844 - obviously I don't know your age, history etc, but that sounds high...

The problem is that I would have two cars, my MX5 and a Tuscan. Finding an insurance company that allows you to apply your existing no claims bonus across both cars and quotes decent rates is the challenge.

As to tyre wear, they are surprisingly light on them

Talk to some Tuscan owners, many, many of them are finding a set is only lasting 6,000 miles, effectively doubling the cost of every service.

As an empeg & TVR Chimaera owner myself I am obviously biased, but I think it is better to own the car, because you never know what the weather is going to do, so you just take advantage of roof-off moments when they appear

That's not a problem, because I would still have my MX5 for days like that anyway...