I don't have one......yet.
But I did spend a bit of time reading on them over at www.dcresource.com

this is ripped shamelessly from their FAQ
Cheap: I have around $250-400 to spend. Well?
This is probably the fastest growing area, as most consumers buy cameras in this price range. Some of my favorites include the Canon PowerShot A10 and A20 (soon to be replaced by the A30 and A40), Fuji FinePix 2600 and 2800 (with its great 6X zoom lens!), Nikon Coolpix 2500, Olympus D-510Z, and the Sony DSC-P51 and P71.
Though I'm yet to test it, the 4 Megapixel Kodak DX4900 is an intriguing choice at only $399.

www.steves-digicams.com also has some good reviews