Dude! Lojack.

That's not nearly as effective as they make it out to be.
Sorry to hear that Loren. Have you considered giving up owning a car yet?


Now for the advice from the car salesperson:

Given your current run of luck, if it is not included in the finance contract with whatever bank the loan goes through (if you do finance the car) BUY THE GAP INSURANCE. I can not stress this enough. You may wind up quite screwed without it if the car is total loss.

If they sell (and most do) the policy usually attached to VIN etching or something of the sort, that'll give you a $5000 or so down payment on a replacement if stolen, (usually $200 to $600, depending on the car/area) take that too.

Order a triple merge of your credit (a report from all three bureaus) before you walk in. More money gets made in bumping interest than anywhere else on most sales floors.

Also, given your luck, don't put more than $2500 down. Should the worst happen within the first year, you'll likely come out ahead of the game if you've bought the other things.