Does this mean that only drivers can apply for a loan?
Most states, (maybe all) have non driver ID's issued by the DMV with the same information...

For sure in Calif. The ID card is layed out identical to a DL except the words "Drivers License" are replaced with "Identification Card".

The other difference is the inclusion of this note on the ID card.
"This identification card is issued solely for identification
purposes. It does not establish eligibility fo employment,
voter regestration, or public benifits. "

Why would they omit that on a DL card? Seems like it would apply same same.