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Also, you need at least two, in case one of them decides to randomly lock you out when you're on vacation.

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I say stick with one card, if you can. I've never had an issue with vacations in the US


Well, as I said, informed people can disagree.
I would point out a thread on this board where a UK resident got hosed on his visit to the US when attempting to buy a laptop for this reason.

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...on having many credit cards...
Emphatically, NO. Especially if you are an impulsive spender.

Agreed Completely. I didn't make myself clear before.


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7. Stock Options. [...]
They could have avoided this by selling by the end of the year or buying protective puts or collars.
I believe the word you're looking for is puts or calls.



I most emphatically did NOT. I said collars and I meant collars.


/music